Sunday, 3 December 2017

Guide To Smarter Spending

With Christmas approaching, it's all spend spend spend until the year is over so, today, I'm here to tell you have you can save, save, save by shopping a little smarter.

I'll admit that I used to be a bit of a shopaholic who probably bought things that I didn't even want and paid a premium for something that just wasn't worth it. Once I started working full-time, my attitude to spending started changing and I now have a much healthier and mature view on finance.

Don't get me wrong, I still splurge on the odd item here and there and I do still do the odd impulse buy but I am fully in control nowadays!

Create an expenses spreadsheet. You can do this in paper form although I much prefer doing this electronically on a spreadsheet as you can set all your formulas to tally everything up for you. List every payment you get from work as well as every time you spend either via cash, card or cheque. I have only recently started doing this and it's incredible how much more aware it makes me. Everytime I enter a new purchase on there and see my remaining balance for that month reduce, it makes me less likely to buy silly little things.

Bookmark items you like and look out for them in the sale. This is a good one for clothing. If I see something online that I like the look of but I'm not dying to have in my life, I bookmark it. I then check in every month or so, or when I know there is a big season sale coming up and I end up purchasing it for just a fraction of the price.

Buy second hand. I know, this isn't for everyone, but there are so many incredible second hand items that are available on the market these days. If you look hard enough, you can find nearly-new high quality items for the a fraction of the original price simply because the owner is moving house or that they've decided that it doesn't fit in with their latest colour scheme.

You can find second-hand products on various websites nowadays including eBay and Gumtree, but if you want everything in one place, head over to I suppose you could call them a second-hand broker! They have an extensive website filled with products from beds to kitchen appliances to clothing. If you're after an easy way to find a bargain, Secondwow is the place to be.

You can find a vast array of products from various websites on there and it will take you straight there to save you spending time browsing different websites. This is great for anyone who wants to update their home on a budget, a first time buyer, or someone who is after something a little bit unique that you may not be able to find in store anymore.

My favourite is the collectables section where you can find all sorts of hidden gems like classic artwork, fancy pottery pieces and signed memorabilia.

Magazines. These days, anything that you want from a magazine can usually be found somewhere online for free. However, if you still like to have something physical to hold and flick through, make the most of free magazines. For food inspiration, pick up a Tesco Food magazine. They are always jam-packed with recipes, not to mention sections on fitness and health as well. For home inspiration, pretty much every kitchen/bathroom/bedroom showroom has their own catalogue bursting full of ideas. If you're a Superdrug beauty card holder or a Boots beauty card holder (both are free to join), you can pick up their beauty magazines for free as well.

 What are your top tops for being thrifty?

*This is a sponsored post.
All opinions are my own.

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